Last Updated: 03/31/2020

Please check back from time to time for updates to this Cookie Policy.

As described in the “Cookies and Other Tracking Technologies” Section of our Privacy Statement, Money Is, Inc. and its affiliates and subsidiaries (collectively, “Money Is”), along with Money Is’s third-party partners and service providers use cookies and similar technologies (collectively “Cookies,” see the “What Cookies are” Section below) on our websites, products, mobile apps, co-branded offerings and applications (collectively, “Services”).

This Cookie Policy addresses how we use Cookies and other similar tracking technologies in relation to Services that link to this Cookie Policy. For information on how we protect your privacy in our use of Cookies and other information, please see our Privacy Statement.

A ‘cookie’ is a small file which is created by a website and stored on your device. Often, Cookies contain a string of numbers and letters that uniquely identifies your device, but can contain other information. Cookies serve many different purposes, including to help remember your preferences or allow the Service to function.

• Cookies are “persistent”, “permanent” or “session”:

o Persistent and permanent Cookies remain on your device even after you have gone offline. These cookies will remain on your device until you manually delete them or until your browser deletes them based on the duration specified in the Cookie file itself.

o Session Cookies are deleted as soon as you close your web browser.

o First-party Cookies are Cookies that are placed by Money Is.

o Third-party Cookies are placed by our partners, vendors and other third parties. We do not control the collection or further use of data by third parties using Third party Cookies.

• We also classify Cookies according to whether they are “Essential”, “Functional”, “Improved Performance”, or “Advertising”:

o Essential Cookies are necessary to allow the technical operation of our Services (e.g., they enable you to move around on a website and to use its features).

o Functional Cookies increase the usability of an online service by remembering your choices (e.g. language, region, login information, and so on).

o Improved Performance Cookies collect data on the performance of an online service, such as the number of visitors, the time spent on a website and error messages and allow us to conduct analytics and provide you with more personalized services.

o Advertising Cookies enable us and our ad network partners to display advertising personalized to you.

Other types of tracking technologies, which we are also calling “Cookies” for the purposes of this Cookie Policy, are: HTML5 Local Storage, web beacons (electronic images also called single-pixel gifs), pixels, Flash cookies (also known as “local shared objects” or “LSOs”), and similar technologies. Flash cookies, specifically, are another technology from Adobe that can provide cookie-equivalent functionality. Flash cookies are capable of storing information on your device (in a file outside of your browser). We may employ Flash Cookies in certain situations where we use Flash to provide some content such as video clips or animation.

We use Cookies for many purposes. We use them, for example, to:

• protect your information and improve the security of our Services

• help you sign up for our Services

• understand your interests and needs

• understand which features are helpful to you and improve our Services

• recognize your device, network, or browser over time or correlate IP addresses, mobile devices, and other technologies to determine if multiple devices may relate to the same user or account.

• assess the effectiveness of our promotional campaigns

• display advertising on our services or to manage our advertising on other websites, in accordance with the Digital Advertising Alliance Principles.

Money Is also uses Cookies on our Services in conjunction with advertising networks and other third-party partners, including social media companies, and may deliver co-branded Services. Our third-party partners may place Cookies on both our Services and on unaffiliated websites in order to serve advertisements that may be relevant to you based on your activity in our Services, and your interests.

We also include Cookies in our promotional email messages or newsletters to determine whether you open and act on them, which helps us deliver content which we hope you will find useful and informative.

An overview of the cookies used on our Services is set out in the following table.

# Purpose Category Example / Description

1 Necessary (Essential)

  Critical Contain information critical to your online experience (like the specific services you've ordered), or that assist with certain kinds of personalization that are essential to your use of our services (like language preferences)

  Security Authenticate users, prevent fraudulent use of login credentials, and protect user information from unauthorized parties.

2 Functional Preference Help make our Services work and deliver the services that you expect.

Contain information important to your experience, but not critical (like fonts, personalization of the services with your name).

3 Improved Performance Surveys Enable surveying activities, such as allowing us to keep you from being given the same survey more than once.

  Social Sharing Allow you to utilize sharing features for third party social media services from within our services.

  Analytics Collect information and report statistics about usage of the Services

4 Advertising Serve purposes such as introducing products or services that may be of interest to you or measuring interactions with the ads on our sites or on third party sites and preventing the same ads from being shown to you too many times.

Please note that even if you opt-out of Cookies or interest-based advertising, you will still receive advertisements, they just won't be tailored to your interests. Also, if you opt-out and later delete your Cookies, use a different browser, or use a new or different device, you may need to renew you Cookie preferences.

Many devices and internet browsers are set to automatically accept Cookies. Information on changing your browser settings to opt-out of Cookies can be found in your browser settings. If you use different devices to access our Services, you will need to ensure that each browser of each device is set to your Cookie preferences.

Most mobile operating systems provide you an option in the device settings to limit ad tracking associated with the device ID they may share with us. Please reference your mobile operating system’s help center to learn more.

To find out more about Cookies, including how to see what Cookies have been set and how to manage and delete them, visit en.wikipedia.org/wiki/HTTP_cookie, www.allaboutcookies.org, or www.aboutcookies.org. Please note that Money Is has no affiliation with, and is not responsible for, these third party websites.

Please note that not all browsers provide the ability to remove Flash Cookies. You can restrict or block Flash Cookies through the Adobe website and links for doing so are included below. As with any Cookie, if you do restrict Flash Cookies, there may be some features of our Services that you won't be able to use.

The following websites provide choices to opt-out of tracking through certain third-party advertising and analytics Cookies:

• For Users in the US: https://preferences-mgr.truste.com/

• For Users in the EU: https://www.youronlinechoices.eu/

• Visit the Digital Advertising Alliance's or Network Advertising Initiative's opt-out pages.

• For users in the UK or France, please visit https://www.youronlinechoices.eu/

• For users in Canada, please visit https://youradchoices.ca/

• Click here to opt-out of targeted ads on Facebook.

• Click here to opt-out of Google Analytics for display advertising or to customize Google Display Network ads.

• Google Analytics: https://tools.google.com/dlpage/gaoptout (requires you to install a browser add-on)